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Loan Rates
 Calculate a Loan Payment
Apply for a Loan Online
Rates are subject to change and are dependent upon credit rating
Rates effective
March 18, 2010
VISA
No Annual Fee, No Transfer Fee
Earn Reward Points and cash in on www.scorecardrewards.com
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Choose from: |
Qualified by: |
APR |
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VISA Gold |
Great credit score, Minimum limit $2,500 |
8.90% |
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VISA Classic |
Student or internet card, Lower limits |
12.90% |
NEW or USED SECURED LOANS
Auto, Boat, Motorcycles, Campers, etc.
|
Description |
Term |
APR* |
|
Loan |
up to 48 |
6.24% |
|
Loan |
49-63 |
6.49% |
|
Loan |
64-66 |
6.74% |
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Loan |
67-72 |
6.99% |
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Loans over $30K,very good credit |
73+ |
7.99% |
UNSECURED LOANS
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Description |
APR * |
|
Personal / Signature |
10.50% |
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Line of Credit |
10.50% |
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Consolidation |
10.50% |
MISCELLANEOUS LOANS
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Desription |
APR |
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1 Year T-Bill Index(reference only) |
.34% |
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3 Year T-Bill Index(reference only) |
1.36% |
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5 Year T-Bill Index (reference only) |
2.29% |
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Shares Secured |
4.00% |
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Stock Secured |
4.50% |
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Money Market Secured |
5.00% |
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Student Loans, PLUS, Graduate or Student Consolidation |
See student
loan link |
HOME LOANS
Mortgages
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Description |
APR |
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1 Year ARM |
5.25% |
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3 Year ARM |
5.25% |
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5 Year ARM |
5.25% |
HOME LOANS
Equity
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Description |
Required Equity |
Maximum Term |
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Tax Advantage |
0% |
15 Years |
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Home Advantage |
10% |
15 Years |
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Home Equity LOC |
20% |
15 Years |
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Home Improvement |
10% |
15 Years |
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Please call us for your best rate. |
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* Rates based on past credit history and ability to pay
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