2998 Chili Ave. Rochester, NY 14624 | (585) 247-0724 Contact Us

Proudly servicing our members since 1967!

E-SERVICE - Fast and easy!

Account Access - Take care of your finances...

Take care of your finances from wherever you have internet access with SPXFCU iBanking. Manage your accounts 24 hours a day, 7 days a week right from your computer. It’s safe, easy to use, and best of all, free for members who have direct deposit. Conduct secure, confidential transactions and inquiries, like the following:

  • Check your account balances and transaction history
  • Transfer funds instantly between your Summit accounts
  • Make loan payments
  • Submit secure, confidential loan applications
  • Change your Username and Password
  • View your next loan payment due date, payoff amount and interest rate
  • Find out which checks have cleared
  • Sign up to view your statements online with E-Statements

Bill Pay - With FREE Online Bill Pay...

With FREE Online Bill Pay1, you can pay anyone, at any time, from anywhere that you can access your account online. Bill Pay offers you the ability to pay your bills from one simple-to-use site. Plus, your payments can be scheduled so you don’t miss due dates. With Bill Pay services, you’ll be able to:

  • Arrange email alerts for bill arrivals, due dates, and upcoming payments
  • Receive confirmations when your payment has been sent
  • View past payments
  • Schedule automatic recurring payment rules for each payee
  • Use multiple funding accounts to pay your bills
  • And much more!

1The Bill Payment option is free to all SPXFCU members with direct deposit. There is a $4.95 fee for members without direct deposit. Bill payments will be made electronically through the ACH (Automated Clearing House). If the vendor to whom you are making your payment does not accept payments electronically, checks will be cut and mailed directly to them. Electronic payments may take 3 – 5 days to be received. Check payments may take up to10 days.

Registration for iBanking - Click here for information

To register for our iBanking system, click here.

OTHER ONLINE SERVICES - Yes, there's more!

Online Security - Our member's privacy and account security...

Our member’s privacy and account security is a priority to SPX Federal Credit Union, and we would encourage you to follow some simple guidelines to add to that protection.

  • Never reveal your password to any one for any reason.
  • Change your password every six months.
  • Log out to end a session; do not use the back key. Or simply exit out of the browser.
  • Change your password whenever you delete a signer from your account.
  • Balance your account at a minimum of once a month, so any discrepancies can be reported in a timely manner.

Online Security Tips

  • Limit your sharing of personal information online and read privacy statements.
  • Keep your computer, and access to it, secure by adding passwords. Remember to change your password regularly and include password complexity.
  • Look for the secure, locked padlock in your browser to make sure your information is encrypted. Also, look for “https” in the web address, as the “s” stands for secure.
  • Only send personal and account information through secure messaging. Never share your personal account information using email.
  • Never respond to emails or web pages that ask for your personal/financial information especially account, PIN and Social Security numbers. Legitimate financial institutions will never ask you for that information via email or by phone.
  • Delete emails from unknown senders with nonsensical information, subject line typos, or suspicious links.
  • Make sure you log out of your accounts each time you leave them, especially when you are using public computers.
  • Cancel any credit cards that have been used fraudulently.
  • Contact your financial institution if you notice any suspicious account activity or information security-related activities.
  • Ignore the “remember my password” options on shopping and banking websites.
  • Install and update anti-virus and spyware-detection software, as well as a firewall.

Password Tips

Use a unique password for each of your important accounts like email and online banking.

  • Choosing the same password for each of your online accounts is like using the same key to lock your home, car and office – if a criminal gains access to one, all of them are compromised. So don’t use the same password for an online newsletter as you do for your email or bank account. It may be less convenient, but picking multiple passwords keeps you safer.
  • Writing down your passwords isn’t necessarily a bad idea. But if you do this, don’t leave notes with your passwords in plain sight, on your computer or desk.

Use a long password made up of numbers, letters and symbols

  • The longer your password is, the harder it is to guess. So make your password long to help keep your information safe. Adding numbers, symbols and mixed-case letters makes it harder for would-be snoops or others to guess or crack your password. Please don’t use ‘123456’ or ‘password,’ and avoid using publicly available information like your phone number in your passwords. It’s not very original, and it isn’t very safe!

Try using a phrase that only you know

  • One idea is to think of a phrase that only you know, and make it be related to a particular website to help you remember it. For your email you could start with “My friends Tom and Jasmine send me a funny email once a day” and then use numbers and letters to recreate it. “MfT&Jsmafe1ad” is a password with lots of variations. Then repeat this process for other sites.

Phishing Scams

Phishing is a particularly devious form of Internet scam. Customers of banks and financial institutions are often prime targets for “phishers” who trick them into divulging sensitive personal information such as their credit- or debit-card account numbers and personal identification numbers (PINs), by making bogus offers using spoof e-mails and fake Web sites. The technique is also used to steal identities.

  • Be suspiciousA legitimate business would never send you an email asking you to enter personal information to verify an account. If you are contacted this way call the company to let them know there’s a problem.
  • Watch for social engineering Cybercriminals take advantage of our natural instincts to trust those we know as well as the viral nature of social networks. Be wary of links sent though social media, text messages, or email.
  • Think before you click If it looks unusual, unlikely or too good to be true, it probably is.
  • Protect Yourself Use comprehensive security that is up to date with a safe search tool that identifies risky website in social networking sites, email, chat, and search engine results.